Financial Planning for Young Adults — All Episodes

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All Episodes

EP 33

401(k) vs Roth IRA: Have You Been Asking the Wrong Question? - 33

If you have ever wondered whether you should have a 401k or a Roth IRA, this episode will show you why that question is actually two questions and how understanding the difference could change the way you save for retirement forever.

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EP 32

You're Leaving Free Money at Work Every Single Day - 32

Your employer is probably paying for benefits you have never looked at, and this episode will show you exactly what you are missing.

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EP 31

The Parts of Your Financial Plan That Have Nothing to Do With Investing - 31

Investing is just one piece of your financial plan, and this episode covers the areas most young adults never think about with their financial plan.

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EP 30

What to Do When the Stock Market Goes Down - 30

When the market drops, most people panic and make the one move that costs them the most. This episode breaks down exactly what to do instead.

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EP 29

How to Use Your Tax Refund (And Why You Shouldn't Want One) - 29

I break down why a big tax refund is not the win most people think it is, and what you can actually do about it.

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EP 28

The Young Adult's Guide to Getting Started with Financial Planning - 28

Get a straightforward guide to the seven core areas of financial planning, from investing in index funds and understanding CoastFI to why your beneficiaries matter more than a will right now.

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EP 27

What Is Financial Literacy and Why It Changes Everything for Young Adults - 27

What Is Financial Literacy and Why It Changes Everything for Young Adults | Financial literacy isn't just knowing money vocabulary. It's the thing that changes how you make every single money decision, and Skyler breaks down exactly what it means and why it matters.

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EP 26

First Quarter Check-in: Is Your Money Moving in the Right Direction? - 26

First Quarter Check-in: Is Your Money Moving in the Right Direction? | Three months in — how's your money actually doing? Skyler walks through a simple quarterly check-in to help you figure out what's working and what needs to change.

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EP 25

Rent vs. Buy: How to Make the Right Call for Your Life - 25

Rent vs. Buy: How to Make the Right Call for Your Life | The rent vs. buy question isn't just about money. Skyler walks through the financial and lifestyle factors that actually matter so you can make the right call for where you are right now.

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EP 24

How to Reset Your Finances When Spending Feels Out of Control - 24

How to Reset Your Finances When Spending Feels Out of Control | If your spending has gotten off track, guilt won't fix it. Skyler shares a practical reset plan to help you get back in control without starting completely from scratch.

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EP 23

How to Adjust Your Goals Without Giving Up on Them - 23

How to Adjust Your Goals Without Giving Up on Them | Life changes, and sometimes your financial goals need to change with it. Skyler explains how to adjust your plan without feeling like you failed or lost your progress.

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EP 22

The One Question That Will Change How You Handle Money - 22

The One Question That Will Change How You Handle Money | There's one question Skyler asks before every money decision, and once you start using it, it changes how you think about your finances entirely.

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EP 21

Your Guide to Understanding and Building a Great Credit Score - 21

Your Guide to Understanding and Building a Great Credit Score | Credit scores don't have to be confusing. Skyler breaks down how they actually work, what moves the needle, and the fastest ways to build a strong score from where you are now.

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EP 20

The Simple Tax System That Saves You Money - 20

The Simple Tax System That Saves You Money | Most people leave money on the table at tax time without realizing it. Skyler shares the simple tax system he uses to make sure that doesn't happen to you.

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EP 19

Should I Open a Trump Account for My Kid or Skip It? - 19

Should I Open a Trump Account for My Kid or Skip It? | The Trump Account is new and a lot of people have questions about it. Skyler breaks down what it is, who it actually makes sense for, and whether your family should open one.

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EP 18

The Library is Worth More Than You Think - 18

The Library is Worth More Than You Think | Your library card is one of the most underused tools in personal finance. Skyler shares the free books, courses, and resources hiding at your local library that most young adults don't know about.

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EP 17

Money is Harder for Young Adults with Dana Thibodeau - 17

Money is Harder for Young Adults with Dana Thibodeau | Managing money today is genuinely harder than it was for previous generations, and it's not just in your head. Skyler and guest Dana Thibodeau talk through why, and what you can do about it.

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EP 16

The Complete Emergency Fund Guide for Your 20s and 30s - 16

The Complete Emergency Fund Guide for Your 20s and 30s | How much do you actually need saved, and where should it sit? Skyler covers everything about building an emergency fund, even when money is tight.

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EP 15

Your Financial Report Card and How to Know If Your Money is Headed in the Right Direction - 15

Your Financial Report Card and How to Know If Your Money is Headed in the Right Direction | Do you actually know if your finances are improving? Skyler walks through five metrics every young adult should track so you can grade yourself honestly and know where to focus.

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EP 14

Stuck Between Good Money Choices? Here's How We Move Forward - 14

Stuck Between Good Money Choices? Here's How We Move Forward | Sometimes the hardest financial decisions aren't between a good and bad option, they're between two good ones. Skyler shares the framework he uses to break the tie and move forward.

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EP 13

How to Build Generosity Into Your Financial Plan - 13

How to Build Generosity Into Your Financial Plan | You don't have to wait until you're wealthy to be generous. Skyler explains how to build giving into your budget intentionally, at any income level.

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EP 12

Avoid Gambling with Your Investments - 12

Avoid Gambling with Your Investments | There's a real difference between investing and gambling, and a lot of young adults cross that line without knowing it. Skyler explains where the line is and how to make sure you stay on the right side of it.

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EP 11

Is It Ever Ok to Pause Retirement Contributions? - 11

Is It Ever Ok to Pause Retirement Contributions? | Pausing retirement savings feels scary, but sometimes it might actually make sense. Skyler walks through the specific conditions that need to be true before you should ever consider it.

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EP 10

How to Deal with Life’s Changes with Your Money - 10

How to Deal with Life's Changes with Your Money | Job changes, moves, relationships, big life shifts — they all mess with your financial plan if you're not ready for them. Skyler talks through how to protect your finances when life throws you a curveball.

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EP 9

We Were NEVER Taught About Taxes (Let’s Fix That) - 9

We Were NEVER Taught About Taxes (Let's Fix That) | Nobody taught us how taxes actually work, and it shows. Skyler covers the basics — brackets, withholding, deductions — so you can stop dreading tax season and start using it to your advantage.

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EP 8

Stop Throwing Your Grocery Savings in the Trash - 8

Stop Throwing Your Grocery Savings in the Trash | Groceries are one of the easiest places to save money, but most people are leaving cash on the table every week. Skyler shares simple strategies that work without clipping coupons or eating foods you hate.

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EP 7

Managing Money Mentally is Dangerous - 7

Managing Money Mentally is Dangerous | Trying to track your finances in your head doesn't work. Skyler explains why it fails and shares simple systems that make managing your money way less exhausting.

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EP 6

Free Healthcare with an HSA - 6

Free Healthcare with an HSA | Most people with a high-deductible health plan are sitting on one of the best tax-advantaged tools available and not using it. Skyler breaks down how HSAs work and why you should be maxing yours out.

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EP 5

Enjoy Spending Money with Buckets and Sinking Funds - 5

Enjoy Spending Money with Buckets and Sinking Funds | Spending money doesn't have to feel like you're doing something wrong. Skyler walks through the buckets and sinking funds system that lets you spend guilt-free because you actually planned for it.

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EP 4

Estate Planning is Simple and Easy - 4

Estate Planning is Simple and Easy | Estate planning sounds like something for old, wealthy people. It's not — every young adult needs the basics in place, and Skyler shows you how to get it done without needing a lawyer.

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EP 3

How to Build a Financial Plan in Your 20s - 3

How to Build a Financial Plan in Your 20s | Building your first financial plan doesn't have to be overwhelming. Skyler walks through the right order of operations so you know exactly where to start and what to tackle next.

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EP 2

I Made My Wife Cry About Money - 2

I Made My Wife Cry About Money | Money conversations in relationships are hard, and Skyler learned that the difficult way. He shares what happened, what he learned, and how couples can actually talk about finances without it turning into a fight.

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EP 1

Crafting Your Financial Why - 1

Crafting Your Financial Why | Before you build a financial plan, you need to know why you're building it. Skyler explains how finding your "why" makes every money decision easier and more intentional.

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Trailer

What is Financial Planning for Young Adults in 2026? [Trailer]

What is Financial Planning for Young Adults in 2026? | A quick look at what this podcast is, who it's for, and what you can expect from Skyler as your guide to getting your financial life together in 2026.

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